Terms and Conditions

Effective Date: May 5, 2025
Last Updated: May 5, 2025

Welcome to Advisors.Live ("we," "our," or "the Platform"). By accessing or using www.advisors.live (the “Website”) and its related services, you ("User" or "you") agree to comply with these Terms and Conditions. If you do not agree with any part of these Terms, please do not use the Platform.

1. About Advisors.Live

Advisors.Live is an online platform that connects users with independent experts ("Advisors") who provide real-time video consultations, advice, and professional guidance across various fields and specialties.

2. Eligibility

To use Advisors.Live, you must:

Be at least 18 years of age.
Have the legal authority to enter into binding agreements.
Comply with all applicable local, national, and international laws.

3. User Responsibilities

By using the Platform, you agree to:

Provide accurate, complete, and up-to-date registration information.
Keep your account login credentials secure and confidential.
Use the Platform lawfully and respectfully.
Communicate professionally with Advisors and other users.

Prohibited Activities:
You may not:

Harass, threaten, or abuse Advisors or other users.
Use the Platform for fraudulent or illegal purposes.
Upload, transmit, or distribute viruses, malware, or other harmful content.

We reserve the right to suspend or terminate your account for violating these Terms.

4. Advisor Responsibilities

Advisors are independent contractors, not employees of Advisors.Live. They agree to:

Offer professional, ethical, and accurate advice within their areas of expertise.
Maintain a respectful and professional tone during all sessions.
Comply with all relevant laws, regulations, and professional standards.

Advisors are solely responsible for the content and outcomes of the advice they provide.

5. Payments and Fees

Users must pay all fees for Advisor sessions as displayed on the Website.
All payments are required in advance and are non-refundable unless otherwise stated in our Refund Policy.
Advisors are compensated according to their agreements, minus applicable platform fees and any required taxes.

6. Disclaimers

Advisors.Live provides a platform to connect Users and Advisors but does not guarantee the quality, accuracy, or effectiveness of the advice given.
All advice is for informational purposes only and should not replace professional services such as licensed medical, legal, financial, or other regulated services.
The Platform is not responsible for decisions or actions taken based on Advisor guidance.

7. Limitation of Liability

To the fullest extent permitted by law, Advisors.Live is not liable for any indirect, incidental, consequential, or punitive damages, including but not limited to:

Loss of data, income, or business opportunities.
Errors or omissions in Advisor advice.
Unauthorized access to your account or data breaches.

8. Account Termination

Users may request account closure by contacting support@advisors.live. We reserve the right to suspend or terminate accounts at our sole discretion, especially for violations of these Terms.

9. Intellectual Property

All content on Advisors.Live—including videos, text, images, graphics, logos, and software—is the property of Advisors.Live or its licensors and is protected by intellectual property laws. Unauthorized use or reproduction is prohibited.

10. Privacy

Your use of the Platform is subject to our Privacy Policy, which explains how we collect, use, and safeguard your personal information.

11. Governing Law

These Terms and Conditions are governed by the laws of [Insert Jurisdiction], without regard to conflicts of law principles.

12. Modifications to Terms

We may update these Terms at any time. Changes become effective upon posting on www.advisors.live. Continued use of the Platform indicates your acceptance of the updated Terms.

13. Contact Information

For any questions or concerns, please contact us at:
Email: support@advisors.live